Credit Scores – How Do They Work?

Credit scoring is a complicated process and each of the 3 major credit repositories have their own credit scoring models in place to determine a borrower's credit score. The 3...

Apply For A Credit Card Online – The Ultimate Guide

Credit card use in the U.S. is growing rapidly with just over 14% of Americans holding more than 10 cards. Take on board the fact that the average...

5 Harmful Credit Report Myths

s the world rockets toward an all-digital economy, maintaining good credit is more important than ever. With that said, the use of credit cards has increased for everyday...

The Pros And Cons Of Prepaid Credit Cards

Observers in the lending industry have estimated that there may be at least 50 million Americans who are not able to qualify for credit. These consumers are usually...

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